Mobile Number Marketing and Opt-In: We offer mobile number programs, including SMS and MMS messaging, to customers who explicitly opt in. You can opt in to receive these messages by signing up on our website, through one of our authorized representatives, or by submitting a paper form that indicates your consent to receive mobile marketing messages from us. By opting in, you agree to receive messages at the mobile number you provided. Message frequency may vary. You can always opt out of receiving these messages by replying with STOP to any message. We may also use your mobile number to send important non-marketing messages, such as account service messages and transaction notifications. These non-marketing messages do not require opt-in and may be sent even if you have opted out of marketing messages.